Our services
Public Adjuster
You hire an attorney when you need legal representation. You should hire a public adjuster when you need claims representation. We are your advocate — not the insurance company's.
What is a public adjuster?
When you suffer property damage and file a claim, your insurance company assigns their own adjuster. That adjuster's job is to protect the insurer's bottom line — not yours.
A public adjuster works exclusively for you, the policyholder. We independently assess your damage, interpret your policy language, document your losses, and negotiate directly with the insurance company to ensure you receive a fair and complete settlement.
"Most policyholders don't realize how much they're leaving on the table. We do — and we fight to get it back."
Our fee is a percentage of your final settlement — so we only get paid when you do. There is no upfront cost and no risk to you.
The process
How it works
Free claim review
We review your policy, your existing claim, and your damage at no cost and tell you honestly whether we can help.
Damage documentation
We conduct a thorough, independent inspection and document all losses — including items your insurer may have missed or undervalued.
Claim preparation
We build a detailed, professional claim package supported by policy language, photos, and contractor knowledge.
Negotiation
We handle all communications and negotiations with the insurance company directly — so you don't have to fight alone.
Settlement
Once a fair settlement is reached, we guide you through closing out the claim and getting your money.
What we handle
Types of claims we work
Residential and commercial property damage claims in Minnesota including:
Common questions
FAQ
How much does a public adjuster cost?
We charge a percentage of your final settlement — negotiated before we begin. No upfront fees, no cost if we don't recover additional money for you.
Can I hire a PA after I've already filed a claim?
Yes. Even if your claim is already open — or has been underpaid — we can step in to reopen or supplement it.
Will hiring a PA make my insurance company angry?
Public adjusters are licensed professionals and a legally recognized part of the claims process. You have every right to representation.
How long does the process take?
Every claim is different. Simple claims may resolve in weeks; complex or disputed claims can take longer. We keep you updated at every step.